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Be aware!!! They will trick you into signing in with their company $100.

And they won't mention about spending a lot of money for class and convention until the second meeting. That is a least another $1000 (if your lucky). They will also *** you to buy life insurance with cash value. Here is where you call all your friends and family and tell them about the good news about a job opportunity.

(You will lose a lot of friends and family during this time). The mother company is in EUROPE. Look at what EUROPE is going through. Those that have money in there, I feel sorry for you when people gonna start to collect their money there is none left for those who tend to hold on and get a 13.25% interest (Too Good To Be True).

WFG sucks.

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Glendale, California, United States #932537

I'm sorry you sucked at it. You didn't lose your friends because of the company.

You lost your friends because you joined a company without early knowing how to grow and didn't make an effort to actually get good at it.

You just tried to get rich quick and obviously failed.

You would have gotten the same result in any company regardless of the services.

to Anonymous #932557

one thing is for sure....wfg will not refuse anybody.can't speak or understand English..doesn't matter.never had training in the financial market or courses,you're perfect for the job and you can start your business.the only thing that they need is to check if your a crook so if not you got the job and open your business is no problem.

Dublin, Ohio, United States #627173

Just to clear up some misinformation. WFG is not an insurance company.

WFG does not have their own insurance product. Aegon is a parent company but does not conduct any of the WFG business. WFG is more like Lending Tree (store shelves that hold the product). Lending tree finds banks that offer mortgage to people looking to purchase a home and WFG finds insurance and other retirement vehicles for people who want those products.

If Aegon or WFG goes out of business, that has 0 impact on the policy itself since policy is through the provider such as Nationwide, Prudential, Transamerica, etc. As a policy or account holder, you do not pay WFG. WFG is giant distribution household with 30,000+ independent brokers (that's more broker than Nationwide, Prudential, and ING combined) so those big insurance company pay us to find them their clients. Always know the facts before pointing fingers.

Also, there are bad apple in every barrel.

In this business, you can make lot of money so some agents forget the part where they need to help the client first.

Unfortunately when you see lot of $$$, some people get greedy and use unethical tactics to recruit and sell policies. Please do not group the good people in the industry with the greedy scums.


This company is not even register with the BBB, the people that attempted to rebuttal for WFG are either *** individual that are in to deep with this scam and would feel *** to admit that they been had or WFG (scammer) is trying off the truth so that could recruit more *** people that make money of. Either way WFG is a scammer and don't be ***, Google WFG and scam together and get plenty of hit and that a sigh of red flag.

to They are looking for *** pe Dublin, Ohio, United States #627179

Go to BBB.com and look up World Financial Group. The main office is located in Johns Creek, GA.

They are listed in BBB with A+ rating. Here's a number for you to digest. WFG average 1 complaint for every $400,000,000 in policy they write. That is $400 million.

Can you name any other business that does $400 million dollars in business and get less than 100 complaints? I think that's remarkable.

to They are looking for *** pe #693734

Where do you get your information? It sounds absurd.

Have you seen the August issue of Forbes magazine? World Financial Group is a financial distributor for companies like Transamerica, Prudential, Nationwide and many others. In fact, Transamerica sponsors licensing for World Financial Group Agents through state regulators. The parent company is AEGON NV who is bigger than Apple and Google put together.

Despite what is happening in Europe, AEGON is very strong and stable. Instead of spreading fear, get your facts straight and get a life.

to They are looking for *** pe #823019

WFG is not a scam. Ive been with the company for a year.

Although I havent made any money its ok. I know im one person away from becoming a millionaire.

And no I havent drank the kool aid. See you at the top or not.

Toronto, Ontario, Canada #598354

I never heard so much bulshit in my life.

There are over 5,000 agents and no body is forced to go anywhere and pay anything unless you want to learn and grow more.

You probably one of those losers that can't make it and prefer to complain on the whole world and his sister.

By the way: I am a client, Not agent and I enjoyed from great service for the last 6 years.

to So ***ed up man Compton, California, United States #744956

Oh really Alicia?!


"3. Written by VA on June 28, 2012 from pomona, california, US

I have never received a straight answer from a friend about this group. All I get told is I should go to a meeting. I am not really sure they are about helping anyone but maybe themselves?"

You will never know unless you find out and go to the meeting? People like to assume but never want to find out themselves.... I have been with the company for 3 months now and I can tell you it is the best oppotunity granted to me. I use to work 3 restaurants and 60+hours a week. Ever since I got my license I have freedom of time, earning a great income in which I DESERVE i work for unlike a w2, helped people with their financials INCLUDING my relatives and have a prestigious career ahead of me and a proud business owner. This career isnt for everyone but if you are going to discredit yourself in not being able to do the work you wont be successful in pursuiting this.

to KC Compton, California, United States #744959

So you learned how to give sound financial advice to people in three months? Interesting...


In reponse to "morons" from Beaumont, TX; you say to stay away from all MLMs that there is no future in that kind of business. What do you base this on?

I am not affiated with Transamerica, I have a friend who just joined and am just researching it. However, as a business major and business owner, MLMs are not bad. If you enjoy the flexiblity they provide and have the discipline to work for yourself, they are great. They are not for everyone, some people really need the structure of a job and need to have someone else telling them what to do.

There is definitely a future with MLMs seeing as they are the fastest growing business market in the country.

Donald Trump, The Wall Street Journal, Warren Buffet to name a few have all said that direct sales and MLMs are the business of the future. So, just wondering where you got your data to support your statement that there is no future.


well first off, to get the recruit thing clear, you play $100 for a background check. You know, actual government stuff so you can't have a criminal background. and the next you'll spend is 100 for the license. an actual STATE license that you can use even if you don't stay with the company(just like a drivers license.) The education part is free (the meetings) and they are pretty open about letting you come to their office.

2 owners here out of Las Vegas laid it out in plan simple English when i asked: "after the complete process, youll spend about $580, which could vary just depending on the cost of Nevada license cost". And when you think about it, even on tight money, that's not bad. you DO NOT, and i REPEAT, DO NOT have to pay that all upfront and at once. it's a 3-4 month process when you actually have to study, work with others in the field with training, and so on. I only know this because stuff because 2 friends of mine have quite a few family members involved with the company. They are advisers and only aim to help people structure this money differently.

And being that about 98% of people don't know how to properly manage their money, they pretty much feel like they dont have money, even after going to school which takes what..5-8 years for certain fields and degrees and maybe a few more years after that to get where you are comfortable with in that career. Saving money isn't that simple anymore, or effective if not done properly. Collecting money in savings, maybe a few CDs...then what? Stocks? In our current market, someone would be better of just tucking the money away under their mattress. WFG simply helps people understand MORE options. they don't trick you into joining an insurance company, if one is to join, it's of their own will to go ahead with it. Unless your the type that is just a fool and would fall for anything blind.

WFG guys aren't sales people, and to get labeled as a scam is rather extreme. their educated on out current(and rather unstable) market and TRY to get others to get the best out of what the government offers and not have them fall in a really big ditch in the future. If you died today, could the money you have saved help your family? this isnt aimed at anyone, but the air needs to be cleared here.

to M. Riley Orange, California, United States #590549

Beautifully said... WFG is an AMAZING opportunity.

Definitely not for everyone, only those willing to put in work and get paid what they are worth with unlimited growth potential. All these "know-it-alls" call it a pyramid scheme. ARE YOU KIDDING ME?

Corporations are the ULTIMATE pyramid scheme, and its a lot harder to move up in the ranks. Even if you do, it doesn't always mean a pay increase.

Theres a definite increase in work, but it doesnt even out in the end.

At WFG all your hard work will pay off, and there YOU control how much you get paid. Get licensed and appointed to the companies they work with, now you have unlimited income potential.

to CHAMPION #675782

The home office is in GEORGIA, USA, not Europe. Get your facts straight before you spread fear.

Sure, maybe a lot of the meetings are too intense for those who aren't competitive or sales-minded people, but if you continue and go to the educational meetings, you'll find that they're more aimed at what YOU can do for yourself and how you can help OTHERS get their finances in order.

...Not sure where you got the 13.25% rate?...


I have never received a straight answer from a friend about this group. All I get told is I should go to a meeting. I am not really sure they are about helping anyone but maybe themselves?javascript:ac_smilie(':roll')

to VA #675784

If your friend doesn't have their CA. State license, they aren't allowed to tell you about the financial products.

And, if they said it was "financial services", would you just say, "Forget it," without checking it out? It sounds as though you would probably act that way about it, even though you'd get all the info if you'd just go to a meeting.

It's difficult to get past a closed mind when you're trying to help somebody.

to VA #693741

The first meeting is just an overview of who the company is and how they help families. For new trainees, it is difficult for them to explain things properly so inviting people to get the information first hand is the best way for them to help their friends.

Besides would it not be better to get your answers directly from someone that has been with the company long enough to know all the facts? By seeing the information, you can judge for yourself what you wish to do. There are usually 4 outcomes to choose from: 1. do nothing with the information, 2.

ask questions and possibly get some help with your own finances for free, 3. look at a part-time opportunity that could give you alittle extra money and some business tax write-offs or 4. get right into their training program and create a business for yourself that you can eventually will to your family.

The choice is yours alone. Check out the August issue of Forbes Magazine and www.researchwfg.com for more information


Stay away from any MLMs. there is no future in that kind of business.

Get an education and goto work.

Save money, dont live beyond your means. Then you won't have to be so desperate to join MLMs.

to ***s #603383

Im guessing you live paycheck to paycheck and have no future whatsoever, honestly ignorance like your sickens me...

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