Atlanta, Georgia
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WFG agents trick and cheat you. Then they recruit you and teach you how to trick and cheat other people. Seriously guys. Thats how it goes there.

Why do I feel sorry for WFG agents? Most of these guys and gals dont know it, but they seriously need HELP. By the time they know they fell into a big hole its too late. Theyre too far into WFG and can’t get out.

These guys need support. As much as they need people like us to blast them for the lies they tell and the bad things they do.

WFG agents are victims too. Almost all of them anyway. I know. I was one of them.

Please read this and learn from my story.

I worked for WFG two years. Like the other guys who stuck around, I got sucked into the endless pump you up workshops. The Live Your Dreams talk. I spent big bucks to go to the giant circle j*rks in Vegas.

I didnt know *** about our products. Nobody did. I knew just the “concepts” my upline wanted me to know. At first I asked questions. My uplines kept saying Don’t worry. You’ll learn as you go. So I went with the flow. I figured Hey some huge company owns WFG. We sell brand name products. What else do I need to know?! Like I said I bought all my uplines happy talk. Everyone told me Just Believe.

I got the religion big time. I believed! Hey wouldnt you? People keep saying you’ll help people and make b*ttloads of money too. Its REAL easy to believe. Forget walking on hot coals for Tony Robbins. I’d kiss rattlesnakes and speak in tongues if my upline told me to.

Its like what some guy said here--WFGs a slippery slope. Wicked slippery. My uplines kept saying dream big and stay coachable. At first I told clients the truth. I said Hey I’m new I havent made a dollar or recruited anyone yet. But I believe! Well that bombed. I was having a hard time getting 3/3/30. My upline kept telling me I’ll get there if I picture where I -will- be. Sure, makes sense, we need goals right? But I got a lot of pressure and hints to rev up my pitch. I got so good at focusing on my goals, I started flat out lying my *ss off. I told my recruits WFGs such a great opportunity I already have 40 people this month who want to sign up even though I had hooked maybe two fish and they were iffy. I started to tell them I made X thousands of dollars this month even though I didn’t make a godd*m penny. My uplines kept pumping me up. They said no problem what’s the harm youre not hurting anybody, right? Youre just trying to jump start your WFG career. You still need to work hard. But it’ll be worth it. It’ll be great.

It sorta worked. I started to recruit some people and sell some policies. Btw, pretty much everything I sold, I sold to my new peeps. Tell you the truth, its way easier and better to recruit someone THEN sell them a policy. You’re way more likely to sign the recruit and make him keep the policy. You dont want WFG sucking hundreds of dollars out of your bank account cuz your client dumped his policy. Been there guys it sucks! These policies cost bookoo bucks so regular clients dump them all the time. But if you bring a client into the business, you have -power.- He’ll keep the policy cuz he doesnt want to p*ss you off, make you give up your commission. Your best bet: RECRUIT LIKE *** Reelem in, sell to that fish, and don’t letem get away. Keepem locked in the system and paying on their policies.

I got 3/3/30, made it to MD. But even after two years busting my b*tt, it wasnt enough. I never got out of jump start mode. I got better at telling lies. I was telling lots and lots of lies. All. The. Time.

I started to read more bad things about WFG and the products. I mean we all read lots of bad things about WFG. A lot of its trash talk. But I started to see reports that really do spell things out. There’s a few fantastic reviews here. New ones going back a few months. I learned a LOT. Like I didnt know what the *** I signed when I joined WFG. I sure *** didn’t know the real deal with the policies. Especially the FFIUL insurance policy we’re supposed to sell hard. Its amazing all the stuff I never knew about the WFG AMA I signed to join up and about Transamerica FFIUL. I went back and looked at my own FFIUL. Everything that review said was true. Hiding in front of me. If I knew this a few years back, I wouldnt be here telling you my sad story. I wouldnt have wasted a thin dime or a New York minute on WFG.

WFG agents are like losing Vegas gamblers. They want to stick it out and made it work, get their money back. But WFGs worse. The casinos tell you the odds favor the house. But everyone tells you WFGs a proven system. Stick with it, work hard, stay coachable, you’ll make it big. Found out thats a joke. The only people WFGs great for are those guys that got in a long time ago. And WFG Corp. And the companies who make the bogus overpriced policies.

We need a 12-step program for WFGers. Maybe for everybody who does multilevel marketing. I never did other MLMs. But what I hear about Herbalife, Nu Skin, Amway, whatever its all the same MO. Keep people st*pid and believing. Keep pumping them up. Wrap them up tight into your group. Make them buy your junk. Most of all make them recruit like ***. Its all about locking them in.

We have AA and Gamblers Anonymous. We need MLMers Anonymous. I’m sure glad now, but I had a real hard time getting out of WFG. A support group woulda really helped me. I’m not the only one. I know theres lots of WFG agents who go through the *** I did. Who want to get out but dont know how.

Reason of review: Bad quality.

World Financial Group Cons: Cult-like, Untrained agents, Misleading sales tactics.

  • Multilevel marketing
  • Wsb
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It’s sad that you were left to feel this way. You have to follow your own path.

Not every office is the same. Not every person is the same. But it seems like you initially joined for a reason. Would you let on person stand in the way of your goals and dreams?

If Plan A does not work, try Plan B. No matter what the product is, it has a purpose and a need. My trainer can testify to this. He just got diagnosed with cancer.

He is getting 90% of his TransAmerica policy cash in hand due to living benefits. Another gentleman I know had a stroke. He got cash in hand last New Years. Maybe you needed more time.

Maybe you needed to get the people around you to pump their breaks and not be as aggressive to allow you to do things in your own timing. People are a part of the company. People fail. But the company doesn’t equal the people.

You can’t control people. As a formal medical examiner for the insurance company, I have gone to homes and seen the devastation of people whose spouse has died and now they are left with one income. I have seen elderly people who can’t afford care for lack of Long Term Care. This is a very real mission and a very real company.

Maybe your why was not really about helping families so you don’t get it. But to see people on the company be able to leave a back breaking job and become financially free is nothing to be angry about.

Direct marketing is here to stay. From Tupperware, Pampered Chef, to Lingerie parties to Herbalife and WFG, direct sales are the way for people to get paid based solely on their efforts.


You don't have to lie. You lied may be that is why you failed in this business.

If you could not make in WFG you can not make it in any financial industry.

I am sorry you have to learn to work hard and to workl from heart. :(


Another quitter another negative post, successful people don't have time to complain about the should have, would have could have it's a scam, "Trust Me" I gave it my all for 2 years cry baby story. You have probably never succeeded at anything in your life other than blaming others for you lack of success! I would vote for you as president of the cry baby club for sure!!

@Robert Smith’s another no-name pro-WFG poster with a totally fake made-up name, an amoral paid troll of a pyramid-topping agent like Nguyen or Mylett. Pretending that "it’s the recruit's fault" that he fails in this destructive MLM that sells terrible wealth-destroying products and that’s totally rigged against the recruits.Dear "Robert Smith" or whoever in blazes you really are.

Please don’t blame someone for “quitting” a burning building. Thank you.




Please count me as a very happy and grateful WFG quitter :-)

WFG is cocaine. This MLM cranks you up on lots of adrenaline- and dopamine-fueled rah-rah "workshops." But if you keep injecting WFG into your life, it takes a terrible toll on your time, your finances, and especially your friendships and family relations.

North Americans need a "WFG Anonymous" recovery group. For addicted WFGers who post anonymously on the internet with only emotions and no facts. :-/

Please just say NO to WFG. *By WFG's own numbers* you're much more likely to earn big money at your J.O.B.

Please search on the P*ssed Consumer review: "WFG is a Great Way to Go BROKE and LOSE FAMILY and FRIENDS" for those damning numbers.

Please put hard cold FACTS above your emotions.

Thanks for reading. To everyone, I wish you a happy and prosperous New Year!


Hi I really want to know how you quit because I am trying to terminate my membership and have called their customer service line but there is no option to speak to a representative. I have also emailed them 3 times and have heard nothing.

Did you have a number to call and quit or did you just stop doing anything with them i.e ignoring emails etc etc. I really need help with this.


Hi Anon. You’re right, it’s very hard to get a live person at WFG Corp.

Your best bet is to write a termination letter and send it to WFG by certified mail. In your AMA, go to the “Glossary and Explanation of Terms” section, Subsection T, “Termination” This gives you all the ways you can formally end your contract with WFG.

You’ll find that on the AMA PDF page 16. Good luck!


So .... you quit.


Like anything, everyone is entitled to their opinions, but if you quit.. it's like not voting and complaining about the president...

I'm just saying.


That is a really poor simile. Try again.


No, you please try. Try to give us facts.

Not just your empty words. Thanks.


I point the reader to actual facts that *prove* why people should avoid WFG.

You give us airy words with no content.

I'm sure the smart reader will know whom to trust :-)


If you think WFG is like not voting your critical thinking skills are perfect for WFG...I'll tell you what the FFIUL is like the casino..the chances you are going to cash in on the jackpot if you turn 80 are about the same..less than 1%.

Voting is important and if people had looked at T. background we would have found a guy that says he's a billionaire but has been bankrupt 6 times,can't have a loan in the that means he hasn't the collateral to put 1 property to have that loan..why.. in essence he's running on credit with nothing owned and a credit line that is maxed out..mostly like 99% of WFG agents.


Anon's #1411155 voting example was a total logic FAIL. I signed up with WFG, discovered it's a major harmful fraud, left it, and started to advise people against it.

What in blazes does all that have to do with "not voting?" Maybe that Anon will try to explain his/her logic to us? Ehh. Probably he/she won't.

Btw, in just about every workshop, WFG uplines used to trot out consummate snake-oil salesman DeeJayTee.

Makes perfect sense, no? They hold up the world's top conman as a prime example for folks they train to endlessly con their family, friends, and stray victims they bump into at the food courts, coffee shops, and unemployment lines.


Hey Ex-WFGer don’t bother talking to shills for that company. I’d put one of my many paychecks against Anonymous any day.


Dude. Working for WTF.

Oh sorry WFG is like voting for Obama. Handouts for all homey.


That was a dumb comment. Like yours.

I worked at WtF. Still have friends there. Funny thing, I’m always buying lunch for them. Because their monies are always “tied up”.

But you know what? I’d buy lunch for them anyways. I work in real estate. And no one tells me what to do.

I bet you’re one of my deadbeat renters. lol.


Dude, no.


Dear Anonymous #1408272. You spew the same usual lies and the same misleading comments as your comrades.

I give you the facts here to prove it. You and the other agents riff from the same WFG recruiting and sales Playbook. I should know.

Dear Readers.

Please search for the P*ssed Consumer review: "10 Lies and Misreps That WFGers Tell You--And Themselves." That explains why Anon's claims are garbage.

WFG Lie/misrep #7 debunks Anon's yada about "...wrong team..." Reality: WFG’s policies set the stage for widespread deceptive and unethical behavior that spreads over all of WFG.

For Anon's "...All WFG associates operate independently ..." horse pucky, please read WFG Lie/misrep #6. In reality you're nothing but an employee, except YOU pay all your expenses.

WFG's Associate Membership Agreement (AMA) makes very clear that uplines--just like bosses at the J.O.B.--decide your career.

About Anon's trash on "licensed" and "regulated." Ponzi Kings Bernie Madoff and Enron were all fully licensed and "regulated." Same with Enron's corrupted accounting firm Arthur Andersen. All are now in jail and/or shut down. Please see Lie/misrep #4 for the awful details.

Finally, anybody who claims WFG is a "...multi billion dollar company..." is a total liar. Please see the Pissed Consumer review "...WFG is a Great Way to Go BROKE and LOSE FAMILY and FRIENDS..." In 2015, WFG claimed to pay well under the B mark in commissions. Fact is, no WFG agent knows for sure what the WFG biz unit is worth. Aegon/Transamerica doesn't disclose that info.

Anon, thanks for the chance to totally debunk, with actual facts, your tired weak lies and misleading statements.

And thanks for reading this. May your future efforts be good and just ones, ones that actually help people and not rob them blind.


Bwaahahaha! Ex-WFGer, looks like you were recruited and joined the wrong team or you joined thinking it’s a get rich quick and never worked and followed the system.

All WFG associates operate independently and not all associates or leaders are created equal. Hence, you failed with a lot of hate. You should avoid joining that “specific team” like plaque. WFG is a heavily regulated by State and Federal law and is a licensed industry.

It is a multi billion dollar company.

Scam?, bwaahahaha! Grow up kid!

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