WFG is a complete joke. I myself have now as of yesterday been targeted to be recruited twice now.
Both experiences were that of a greedy, uneducated individual with no insurance experience whatsoever (I myself have 6 years experience at a family run insurance brokerage agency) and when both of the individuals were turned down by me, the conversation would take a completely hostile turn. Another experience is one of a close friend of mine who got screwed by Transamerica. They brainwashed this 20 year old by saying, "Hey! Here's a trip to Hawaii all inclusive on the company because we love you SO much; join our team now and us on this TEAM trip, we'll work later." Come the week of, my friend was told he would have to pay in full for the entire trip because he was unable to meet his recruiting quota during his 1st week and this is after he paid for his own background check and other fees to be apart of this so called "team" - This was last year.
Fast forward to yesterday, I was reached out via Facebook of all places by a girl who was not my friend and had 3 mutual friends with me on Facebook - She poached 1 of those friends' contact lists without asking and approached me. Please see the 2 images for the COMPLETE conversation that started via Facebook chat then moved to LinkedIn because she blocked me.
I didn't like: Bad scammer, Cult-like mentality, Misleading sales tactics.